Company Retirement Plans

As a business owner/leader, don’t you want a retirement plan that can help potentially increase your retirement savings and reduce your business risk? Of course, but you may have a retirement plan provider that’s increasing your business risk, not legally obligated to act in your best interests, and charging excessive fees that are eroding the potential value of your retirement savings by tens, if not hundreds of thousands of dollars. You may be getting more risk and less in retirement savings. The good news is that you can reverse this dynamic by partnering with a retirement plan provider whose job is to act in the best interests of your plan, and is capable of:

  • Lowering the expenses levied on your plan participants, sometimes significantly, by utilizing the lowest cost institutional mutual fund share classes available on the market
  • Lowering your direct corporate expenses for third-party administration/plan recordkeeping
  • Standing beside you as a fiduciary by assuming your fiduciary responsibility (and liability) for the selection, monitoring, and replacement of the investment funds in your plan
  • Coordinating all aspects of your plan (administration, compliance, recordkeeping, investments) to provide a unified retirement plan solution
  • Educating your employees and helping them to save for their financial future using appropriately diversified and low-cost investment portfolios
  • Delivering complete fee transparency
  • Implementing a low cost, prudent investment philosophy and process that puts probability on your participants’ side over the long-term 

The Total Retirement Plan and Startup Plan provide this solution. As a registered investment advisor, we work with you in a full fiduciary capacity as an ERISA 3(38) Investment Manager1, offering you the ability to outsource your investment responsibilities while coordinating all of the necessary roles within your plan. There is no catch to this – the simple fact is that many business owners are engaged with plan providers who are not doing what is in the plan’s best interests – but you do not have to be one of them.

Please fill out the form to the right to download our white paper “More Money, Less Problems” to learn how you can potentially reduce business risk and increase the potential reward of your retirement plan by answering 3 simple questions.

Contact us today for your free retirement plan cost analysis.

1The Employee Retirement Income Security Act (ERISA), the federal law that governs 401(k) plans, provides a mechanism that allows plan sponsors to transfer and offload these responsibilities to a qualified third-party. Specifically, ERISA permits named fiduciaries to “delegate responsibility” for the selection and monitoring of plan assets to an ERISA 3(38) Investment Manager.