All financial advisors are the same, right? Wrong. AtwoB is different because our approach is:
When you first start talking to many advisors, you might get the sense that it’s all about them. How smart they are, why they invest better, and why you should entrust them over someone else. But truly effective financial, investment and tax planning can only be empowered by you. Your money can contribute to your happiness, but only you can define what that means. So that’s where we start. With you and your family. You tell us what’s most important (we call it your F.R.I.D.A.Y.™), and we’ll help you align your money with exactly that.
Most people we know have financial priorities they need to plan for. They also have investment portfolios that require a strategy. And everybody we know files taxes each year. The problem is the need to go to multiple professionals to get all of this done. Problem solved. At AtwoB, we find your best F.I.T. (financial planning, investments, taxes) by providing all of these services under one roof with a truly integrated-approach to managing your big picture. The coordination of these services allows us to potentially add value and efficiencies in ways that may not be obvious for those using multiple service providers that never talk to one another.
Life isn’t “set it and forget it.” So neither is your financial, investment and tax planning. The plan that you start with is unlikely to be the same five years from now, let alone twenty. Having a kid? Changing jobs? Moving? Buying a house? Retiring? You get the point. That’s why our approach is structured to work with you on an ongoing basis and is a dynamically-adjusting process, as opposed to a one-time event. Life changes and so will your plan, we’ll be there to help for as long as we’re welcome.
As independent registered investment advisers, we are compensated only for the advice we provide to you. This means you are the only one we answer to. Not some insurance, brokerage, or fund company that pays us a commission. We operate on a completely open-architecture investment platform utilizing an independent, third-party custodian for the safe-keeping of your hard-earned dollars. Most importantly, we are held to a fiduciary standard. This means we are legally obligated to act in your best interests at all times, which believe it or not, is not the standard for all financial professionals. When you work with us, you’re the boss, and that’s the way it should be.