At AtwoB, our goal is simple - to help great companies provide great retirement plans.  

As an independent registered investment advisor, we are required to act in your best interests.  The right partnership can help you potentially reduce your business risk, increase your potential retirement reward, and keep you focused on what’s truly important - running your business.

AtwoB Retirement Services works with your business to design 401(k), Profit-Sharing, 403(b) and Defined Benefit plans that help mitigate your fiduciary risk while potentially enhancing the retirement reward for you and your employees.  AtwoB seeks to lower your overall expenses for third-party administration and plan recordkeeping.  We also seek to lower the expenses levied on your plan participants, by delivering complete fee transparency and implementing a low cost, prudent investment philosophy.

AtwoB helps you manage all necessary aspects of your retirement plan and provides a comprehensive solution for the benefit of plan sponsors and participants alike.  AtwoB, as a registered investment advisor, provides you with the ability to outsource your fiduciary responsibility for the selection, review and monitoring of the investment options on your plan menu.  As a single point of contact, AtwoB also coordinates the operations of your retirement plan from top to bottom.

AtwoB Retirement Services provides a scalable solution to offer full service and support for our clients. Our strategic relationships, with third party retirement plan providers, allow us to offer seamlessly integrated and cost effective plans that strive to find a plan that makes sense for your business.  AtwoB, as the Investment Advisor, offers the following services:

  • ERISA 3(38) Investment Manager
  • ERISA 3(21) Investment Advisor
  • Investment Policy Statement creation
  • Manager due diligence, review and monitoring of investment options
  • Develop Model Portfolios for participant use
  • Employee education and limited scope retirement plan participant advice
  • Plan cost and benchmark analysis

AtwoB, in conjunction with our strategic partners, coordinates all aspects of your retirement plan to provide a unified solution including:

  • Custom retirement plan design
  • Record Keeping
  • Third party administration services 
  • Compliance Services
  • Custodial Services
  • Enrollment Support
  • Financial Wellness tools
  • Full integration and communication with plan providers for a seamless interface
  • 3(16) Fiduciary Services – Fiduciary outsourcing for plan administration

You’ve built a great business, you deserve an effective retirement plan to go along with it.